What is the IRIS Payments Service?

The IRIS Payments interbank service is a modern and user-friendly way to make immediate money transfers to and from participating banks within Greece, without using an IBAN.

Our bank participates in this service, offering you the convenience of transferring money to friends by simply knowing their mobile phone number, paying professionals using just their VAT number or by scanning a QR code, in real-time and securely.

The service is used exclusively via mobile phone, and its usage requires user activation through the eBanking Service, both via computer (browser) and through the mobile application ChaniaBank Mobile App.

Main features

  • Instant Transactions: Transactions are completed in real time, and funds are available within a few seconds.

  • Simplicity:

    • To transfer money to an individual’s account, all you need is the recipient’s mobile phone number or simply select the recipient from your contacts.
    • For transferring money to a business account, you can enter their VAT number or scan the relevant QR code.
  • Security: Transactions are carried out with high security standards, ensuring the protection of your data.

  • Availability:  The service is available 24/7, 365 days a year.

  • Ease of Use: The simple money transfer process makes the service ideal for everyday transactions, whether for payments to friends or for business transactions.

Download the ChaniaBank Mobile App!

The app is available on Android and  iOS

 

     

Frequent Asked Questions

IRIS Payments

You can use the service to easily and quickly send or receive small amounts from friends and clients at any time, daily, from banks within Greece that participate in the service.

The daily limit for outgoing transactions via IRIS Payments is 500 euros, while there is no limit for incoming transactions.

Through the eBanking Service, both via computer (browser) and through the mobile application  ChaniaBank Mobile App.

(Settings->IRIS Payments).

During activation, the user selects the desired euro credit account to which each incoming payment will be credited, and this account can be changed immediately at any time the user wishes.

The IRIS Payments service can be activated by freelancers and professionals with a sole proprietorship.

Outgoing transactions made through IRIS Payments are free of charge.

Professionals who receive incoming payments via IRIS Payments are charged according to the fees specified in the bank’s fee schedule.

If you wish to change the details you have registered, you can select Settings > IRIS Payments > and then Edit.